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What we as small business owner often fail to remember when starting up a business is that the act of incorporation with the state means that your business is no longer YOU! Once a business is incorporated, it now is an entity separate from you and despite the fact that you sired and birthed it, it needs to get up and walk on its own and be financially responsible for itself. You go into business to make money, right? So your business needs not be financially tied to your apron strings once you have filed with the state. You no longer need to be personally liable for financial burdens incurred by the business.